Luxembourg Tests Four Digital Wallets for EU Openness

Luxembourg endeavours to test four digital wallet use cases for European openness

Luxembourg endeavors to test four digital wallet use cases for European openness

Luxembourg will perform four pilot use cases of the EU’s proposed digital wallet spanning public and private sector applications, such as eGov services.

The EU Commission leads the proposal, which delegates use cases to the POTENTIAL Consortium (Pilots for European Digital Identity wallet). Luxembourg is a member of the Consortium.

Over 26 months of the running pilot scheme, countries will test the effectiveness of launching their digital wallet-saving digital credentials onto their mobile device. This could open up easier digital banking services, eGov services, mobile driving licenses and legally signed digital documents. While the EU digital identity proposal, eIDAS, may seem imposed on member states, the ongoing partnership still needs to establish if tested solutions can be implemented on a large scale for EU-wide citizens, not just individual countries, ensuring technical interoperability and standards at a European level. Doubts over privacy and data ownership have also been entangled in the recent amendments to eIDAS regulations, which were accepted last week.

The Ministry for Digitalisation and the CTIE will participate in testing the national digital wallet against variables like speed and efficiency when verifying and onboarding a citizen to access government services. The merits of having a digital bank account that can be opened securely and seamlessly with a digital identity go far beyond financial services to enable unlimited access to everyday services.

Moreover, their pilot will scrutinize the benefit of integrating electronic driving licenses into their digital wallet to present to police forces or recognized by car rental agencies throughout Europe. Integrating a “Qualified eSignature” to sign digital documents that have legal value also serves the EU citizens wherever they want to transfer an e-document to a constituent like an employer.

Enabling citizens to sign documents remotely – if interoperability is achieved across Europe – should be recognized by all Member States when implementing the EU digital identity wallet. The EU Commission aims to evolve these national digital ID apps to integrate eIDAS protocols and standards.

The second revision of the eIDAS regulation aims to provide at least 80% of citizens of European member states with an open, interoperable digital identity solution by 2030.

POTENTIAL, fully aligned with eIDAS, calls upon 140 public and private members from 19 Member States of the European Union to solve technical, business, and regulatory issues around providing a digital identity.