BKN301 secures new financing and acquires AI firm Planky, boosting its cloud-native banking architecture with real-time analytics, smarter automation, and next-gen fintech infrastructure.
BKN301 Group, a fintech architecture provider specializing in modernizing financial institutions, has announced a significant expansion of its capabilities and market reach. The company has secured a new credit facility alongside its latest Series B round, bringing the total capital raised to £29 million.
The financing coincides with the strategic acquisition of Planky, a U.K.-based technology company specializing in AI-driven financial analytics and open banking solutions.
BKN301 offers a cloud-native, proprietary suite that enables banks and fintechs to update their legacy systems without disruption, thereby accelerating the time-to-market for new services and ensuring long-term scalability. The platform is built on three core components: the API Orchestrator, the Data Decoupling Layer, and the Business Logic Engine, which together form a flexible, vendor-neutral foundation.
Integrating Intelligence for Financial Inclusion
Through the acquisition of Planky, BKN301 gains an essential proprietary AI and data analytics engine that will be fully integrated into its digital banking architecture.
Planky’s machine learning models, which are specialized in real-time financial insights, behavioral scoring, and predictive analytics, will immediately enhance the intelligence and automation capabilities of BKN301’s core platform. This integration is designed to enable client financial institutions to deliver smarter, faster, and more personalized digital banking experiences while maintaining rigorous compliance and scalability standards.
“This milestone marks a defining moment for BKN301,” said Stiven Muccioli, Founder and CEO of BKN301. “With the growth financing and Planky’s AI capabilities, we’re accelerating toward our vision of a next-generation fintech infrastructure—one that’s intelligent, open, and designed to empower financial inclusion at scale across emerging markets.”
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Aggressive Growth and M&A Strategy
The new financing will accelerate BKN301’s roadmap, enabling the company to scale its digital banking architecture platform across key EMEA markets.
The company’s growth strategy for the next 18 months focuses on:
- Strengthening its AI and data analytics capabilities across the core platform.
- Expanding strategic partnerships with regional financial institutions.
- Actively exploring new M&A opportunities to accelerate technological innovation and market reach.
“We’re building the rails for the next wave of financial innovation,” Muccioli added. “AI is transforming how financial services operate, and BKN301 is at the forefront—combining intelligence, scalability, and regulatory readiness to help our clients innovate faster.”
